Health care is unique in our lives in that in other areas like buying groceries or hiring a plumber, we usually don't have a third party step in and control our purchase and payment decisions.  In the United States, having medical insurance has become part of our culture to the point that many individuals, including those who work in health care, assume that is the only way to pay for health care services. A number of companies have started to work outside of the traditional insurance limitation (see article here) and doctor's practices and clinics are looking at ways as well to escape the interference of insurance companies (see here for a physician lead organization supporting this approach).

What that means for you is that you do have choices. If you want to pay with cash, the process can be as easy as purchasing any other professional consulting service. If you are fortunate to be employed by a company that is self-covered for health care costs, you have the opportunity to negotiate with your own company for coverage options.

 If you have purchased a private insurance plan, you are pretty much bound to the contract that you signed. It is likely that you have one or more deductibles and either a copay or coinsurance. Most plans do not cover services such as acupuncture or other types of complimentary care. The insurance company typically has a group of physicians which which they've contracted a specific rate

At White Phoenix Medical, we are happy to help you better understand the options for how to pay for your health care services and, if you have health care insurance, to work with you to understand what level of financial assistance your plan provides. We hope the additional information below is helpful. Feel free to contact us with any questions.

Warm Regards
​White Phoenix Medical Staff

Fee Schedule and Discounts

When making an appointment online, the scheduled time may be longer than the visit time your request. This allows a buffer of time between visits to clean the room, get paper work in order, and documentation. You will only be charged for the time you request.

Visit Type	Minutes	Base	30% Discount Prompt Pay (time of service)	40% Discount Pre-pay
Integrative Medicine Consult	30	$167.00	$116.90	$100.20
Integrative Medicine Consult	60	$334.00	$233.80	$200.40
Acupuncture Treatment	25	$166.25	$116.38	$99.75
Women's Exam	25	$167.00	$116.90	$100.20
Internal Medicine	5	$27.83	$19.48	$16.70
Internal Medicine	10	​$55.67	$38.97	$33.40
Internal Medicine	15	$83.50	$58.45	$50.10
Internal Medicine	20	$111.33	$77.93	$66.80
Internal Medicine	25	$139.17	$97.40	$83.50
Internal Medicine	30	$167.00	$116.90	$100.20
Internal Medicine	40	$222.67	$157.87	$133.60
Internal Medicine	45	$250.50	$175.35	$150.30
Internal Medicine	60	$334.00	$233.80	$200.40
Contact for pricing of longer visit requests	60  +

Deductible

It is important to remember that you are responsible for the full price of your bill until you reach your deductible limit. Many plans have separate deductible levels or in-network vs. out-of-network expenses. An example of how a co-insurance split of 40%/60% is shown below but this would but co-insurance may not be active until you exceed your deductible limit for the year. As always, refer to your specific contract and plan information for your particular situation.

Out of network pricing examples

Example #1

• No copay with 40% out of network coverage

Minutes ​of Visit	Pre-pay discount rate	Co-Pay	Co-insurance of 40% ​(amount you pay)	60% remiander (covered by insurance)
15	$50.10	$0	$20.04	$30.06
30	$100.20	$0	$33.40	$50.10
45	$133.60	$0	$53.44	$80.16
60	$200.40	$0	$80.16	$120.24